How do I become a good credit card beginner?

Here are our top tips to help credit card beginners create healthy habits: Don’t charge what you can’t pay back. Avoid a “buy now, pay when I have the money” approach. Stick to small, manageable expenses while you get used to using your card and only charge what you’re positive you can pay off.

What is a starter credit card?

Starter credit cards are designed for people with little or no credit history. These cards tend to have lower credit limits and fewer rewards than other cards, but they can be a good way to start building your credit history. In general, it may be easier to get approval.

Are there any beginner credit cards available?

If you’re looking for your first credit card to build credit, you may not qualify for cards loaded with perks. That said, there are still some beginner credit cards open to those with limited credit that have valuable welcome bonuses. In the table below, we’ve included some of the best deals available to applicants new to credit right now.